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Choose your house and rent to own it!

Is the past holding you back from homeownership?
Not a full down payment?
Let’s get you in the market with an option to buy!

Your starting point

Do any of the following apply to you?

  • Can't get a mortgage

  • No/bad credit

  • Bankruptcy/Consumer proposal

  • Self-employed

  • Divorced

  • New to the country

  • 5% down but not a full down payment

house double garage

Strategic Realty Solutions Canada has been helping families in Canada become homeowners through a rent to own (RTO) program since 2014. Learn how rent to own works in 6 simple steps:

1 - Consultation

After answering our online questionnaire we will set up an in person or phone consultation to go over your current financial situation and answer any questions you have about the RTO program.

2 - Pre-qualification

Our credit team will put a “RTO Analysis” together that outlines credit action steps, maximum allowable purchase price, required down payment at end of rent to own and much more!

3 - House Hunting

Here comes the fun part! One of our professionals will help you search for that new home!

4 - Move-in Day

Hand-over of the keys to your new home!

5 - Credit Team Consultations (Every 6 months)

While inside the RTO term our credit team will be in touch within the first two weeks after moving in and then every 6 months thereafter to check in.

6 - Qualify for mortgage “Exit out of RTO”

Towards the end of the RTO term it will then be time to get you lined up with a bank to qualify for your very own mortgage!

Belleville $400,000
Belleville $500,000
St. Catherines $500,000
Hamilton $500,000
London $489,000
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Building your future

Top Reasons to Rent to Own

  • Build equity before you can qualify for a mortgage

  • Get in a hot market with a fair option price

  • Can’t qualify for traditional financing

  • Move in right away versus later

Let a professional team, through an incentivized program, help you succeed in homeownership!
$4M

Program Entries

$1M

Program Completions

18

Families Helped

*House values in millions
*Most programs entries are still within 3 year term
*Company established 2014

Partnership

Finally a plan that makes sense!

Our goal is to assess your financial situation and set you up with a clear conservative plan for homeownership success! We have turned away thousands of people simply because we don’t feel like the program will be in their best interest.

''We want to see you become a homeowner in the fastest time possible and get you back on track no matter what your current circumstances are. Let our team help you get there.''

Clayton Caulfield
President of Strategic Realty Solutions Canada
bungalow house
Testimonials

What Our Customers Are Saying

Read what others have to say about working with us.

In 2015, I was recently divorced and decided to enter into Strategic Realty Solutions Canada rent to own program. Since then, I've managed to repair my credit, build up a $40,000 down payment and purchase my home for $350,000 (Worth $400,000 today!).

-Charlene (Hamilton, ON)

In 2016 our credit was poor, we had bad debts, and did not have a full down payment. When we heard of Strategic Realty Solutions Canada rent to own program it was an exact fit for us. Over the next three years, while living in our house, we followed through with their credit team's action steps and built a down payment. By July 2019, we purchased our home at the price promised! As a bonus, our house is also worth $40,000 more than what we bought it for!

-Ruth (Belleville, ON)

Frequently Asked Questions

What is the minimum down payment required?

It depends, but normally 5%.

What is the minimum household income to qualify for the RTO program?

$80,000

How long does the process take to move into the rent to own house?

4-6 weeks

Can we do this if we have debt and/or bad credit?

Yes, the rent to own term gives you time to pay down debts and rebuild your credit score.

What areas do you cover?

We have teams all across Canada.

What is the average timeframe for the rent to own term?

2-3 years

What are the risks with RTO?

Like any market as soon as you enter into it there is the risk of it going down. Also with owning any property there are larger expenses, however we try to reduce as much of that by only considering buying properties not in need of major repair.

Ready to take the next step?

Fill out our questionnaire to book a free no obligation phone consultation with one of our rent to own experts.

Looking to speak with our team? Get in touch

We're here to answer all of your rent to own questions.